Folio · S9 · Service

Financial footing,
made visible.

Credit reference data, court judgments, insolvency and affordability indicators, pulled with explicit consent and presented plainly, so you can judge financial reliability without guesswork.

CATEGORY · FINANCIALTAT · INSTANT – 48 HRSCONSENT REQUIRED

Included

What’s verified.

001 Credit report via licensed Nigerian bureaus (CRC, CreditRegistry, FirstCentral) Core
002 Court judgment & decree search Core
003 Bankruptcy & IVA records Core
004 Voter's register presence (INEC) Core
005 Address-linked financial associations Extended
006 Affordability & income indicators Extended
007 Business credit (for company subjects) Extended
008 Ongoing credit monitoring alerts Optional

Procedure

How this check runs.

  1. 01

    Submit

    Provide the subject’s details and current address.

    ~ 2 MINUTES
  2. 02

    Consent

    The subject grants explicit consent, a hard requirement for credit data.

    INSTANT
  3. 03

    Retrieve

    Credit reference data and public records are pulled and normalised.

    AUTOMATED
  4. 04

    Report

    A plain-English financial report with score context, judgments and risk indicators.

    PDF · SCORED

Who it's for

Built for anyone who needs certainty.

Landlords & agents

Assess whether rent is affordable before a tenancy starts.

LETTINGS

Employers in finance

Meet fit-and-proper expectations for financially sensitive roles.

REGULATED

Individuals

See your own credit position as lenders and landlords see it.

SELF-VETTING

Folio · Open a file

Start verifying today.

Create an account and run your first check in minutes, whether you're vetting a tenant, an employee, a guarantor or a business.